Financial Life Dashboard
Your complete financial picture in one spreadsheet — built for life across two countries.
Most people can approximately answer what they own. Very few can answer what they are covered for, what is due in each country, and what it all adds up to in one currency. This is the workbook that answers all four in under five minutes.
Buy once, download, keep forever. No subscription. Free updates when the product improves.
- Excel workbook, 10 sheetsThe blank dashboard you fill in.
- Completed sample workbookA composite household with 14 accounts across two countries, so the finished state is visible before you start.
- How to use it — 10-page guidePDF and Word, sheet by sheet, with a monthly, quarterly and annual routine.
One-time payment. Download straight away, yours to keep.
Secure checkout by Stripe · VAT included · Instant download
Every part, and what it does
Dashboard
Read-only summary: net worth, savings rate, months of emergency cover, retirement projection, review status.
Accounts
40 rows for every account anywhere. Foreign balances convert to your base currency automatically.
Net Worth
Assets and liabilities by category, calculated from Accounts.
Net Worth History
24 monthly snapshots, with change and percentage change, so you see direction rather than position.
Cash Flow
Income and 12 spending categories across two currencies, with your savings rate.
Emergency Fund
Four layers, months of cover against your own target, and a flag for anything you cannot actually reach.
Retirement
Balances and contributions in both countries, with a simple illustrative projection.
Insurance & Documents
Cover and paperwork, with renewal and expiry warnings.
Annual Review
18 checks that catch drift before it becomes urgent.
Who this is for
A good fit if
- You already live abroad, or will soon.
- Your money sits in more than one country or more than one currency.
- You want one number, kept current, rather than five apps that disagree.
Not for you if
- You want automatic bank syncing. This is a deliberate manual workbook; nothing connects to your accounts.
- You are mid-move and need a countdown. Start with the Move Planner.
Questions people actually ask
Does it connect to my bank?
No, deliberately. Nothing connects to your accounts and no data leaves your computer. You type the balances, which takes about fifteen minutes to set up and five minutes a month after that.
How many currencies does it handle?
Two: your base currency and one other, converted at a rate you control. That covers the great majority of expatriate households.
Is the retirement projection a forecast?
No. It is simple compound arithmetic on two assumptions you enter, and it ignores tax, fees and currency movement. It is an illustration and the workbook says so.
Does it work in Google Sheets?
Yes. Import rather than open, so the dropdowns survive.
Get all four for €99
The guide explains, the planner sequences, the dashboard tracks, and the binder protects. Bought together they are one system rather than four files, and the Start Here document tells you which to open first and in what order. Buying the four separately costs €151.
The rest of the catalogue
International Move Financial Planner
The 90-day countdown system for moving your money abroad — from “we’re moving” to fully landed.
Emergency Financial Binder
Everything your family would need to find, in one organised place — before it is ever needed.