Your complete financial picture in one spreadsheet — built for life across two countries.
Most people can approximately answer what they own. Very few can answer what they are covered for, what is due in each country, and what it all adds up to in one currency. This is the workbook that answers all four in under five minutes.
Buy once, download, keep forever. No subscription. Free updates when the product improves.
Launching soon — waitlist members get first access.
Read-only summary: net worth, savings rate, months of emergency cover, retirement projection, review status.
40 rows for every account anywhere. Foreign balances convert to your base currency automatically.
Assets and liabilities by category, calculated from Accounts.
24 monthly snapshots, with change and percentage change, so you see direction rather than position.
Income and 12 spending categories across two currencies, with your savings rate.
Four layers, months of cover against your own target, and a flag for anything you cannot actually reach.
Balances and contributions in both countries, with a simple illustrative projection.
Cover and paperwork, with renewal and expiry warnings.
18 checks that catch drift before it becomes urgent.
No, deliberately. Nothing connects to your accounts and no data leaves your computer. You type the balances, which takes about fifteen minutes to set up and five minutes a month after that.
Two: your base currency and one other, converted at a rate you control. That covers the great majority of expatriate households.
No. It is simple compound arithmetic on two assumptions you enter, and it ignores tax, fees and currency movement. It is an illustration and the workbook says so.
Yes. Import rather than open, so the dropdowns survive.
The guide explains, the planner sequences, the dashboard tracks, and the binder protects. Bought together they are one system rather than four files, and the Start Here document tells you which to open first and in what order. Buying the four separately costs €151.
The 90-day countdown system for moving your money abroad — from “we’re moving” to fully landed.
Everything your family would need to find, in one organised place — before it is ever needed.
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