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The American Expat Money Guide

The complete handbook: everything that changes about your money when you move abroad, in plain English.

Not a summary and not a listicle. 76 pages and 37 chapters covering banking, investing, retirement, currency, protection, tax in outline, property, work and the long view — written for Americans abroad, and honest about where you need a professional instead.

€39 one-time

Buy once, download, keep forever. No subscription. Free updates when the product improves.

WHAT YOU DOWNLOAD
  • 76-page guide, PDFRead on any device, print if you prefer.
  • Word versionThe same guide, if you want to annotate it.
Join the Waitlist

Launching soon — waitlist members get first access.

WHAT IS INSIDE

Every part, and what it does

Part 1 · Before You Go

The sequence that saves the money. Banking: keep, close, open. Your US credit file. Opening an account in your new country.

Part 2 · Investing Abroad

The PFIC trap. The PRIIPs squeeze. Brokerages and what to do if yours exits. Equity compensation across borders. The expensive mistakes, ranked.

Part 3 · Retirement

401(k) and IRA when you leave. Roth contributions from abroad. Social Security abroad. Foreign pensions. Medicare: keep it, drop it or pause it.

Part 4 · Currency

What moving money really costs. Your currency strategy. Exchange-rate risk on a fixed income. Paying US bills from abroad.

Part 5 · Protection

Health cover across the border. Life insurance that survives the move. Travel versus expat cover. The two-country emergency fund.

Part 6 · Tax, in Outline

What you still owe the US. Exclusion or credit. The forms that are not tax bills. State residency and how it follows you.

Part 7 · Property and Work

The US property you leave behind. Buying property abroad. Working for yourself across borders.

Part 8 · The Long View

Estate planning across two legal systems. Moving with children. Organising it all. Your annual review. Coming back. Choosing and paying for advice. Mis-selling and scams. Three worked household examples.

Appendices

A condensed 90-day checklist, a glossary of the acronyms nobody explains, a list of official sources to verify against, and a version log.

HONEST FIT

Who this is for

A good fit if

  • You are moving abroad, or already have, and hold a US passport.
  • You want to understand the reasoning, not just follow a checklist.
  • You would rather read 76 honest pages than 40 confident forum posts.

Not for you if

  • You want country-specific tax advice. This is country-agnostic by design and says so.
  • You want someone to tell you what to buy. We sell no financial products and make no recommendations.
BEFORE YOU BUY

Questions people actually ask

Is this financial advice?

No. It is general information and education. It contains no personal recommendation and does not take account of your circumstances. Where you need regulated advice, the guide says so and tells you what to ask.

Which country is it for?

Any. It is written for Americans abroad generally, because the rules that cause the most damage — PFIC, FATCA, citizenship-based taxation, state residency — follow the passport rather than the destination.

How is it different from your free articles?

The articles answer single questions. The guide is one sequenced handbook: what to do in what order, why, and what it interacts with. It also covers ground the articles do not, including tax in outline, property, self-employment, repatriation and choosing advisers.

Will it go out of date?

Parts of it will, which is why it carries a version log and is reviewed periodically. Updates are free through the same download channel.

BETTER TOGETHER

Get all four for €99

The guide explains, the planner sequences, the dashboard tracks, and the binder protects. Bought together they are one system rather than four files, and the Start Here document tells you which to open first and in what order. Buying the four separately costs €151.

ALSO AVAILABLE

The rest of the catalogue

Important: Financial Finest digital products provide general financial information, education and organisation only. They are not financial, investment, tax, legal or accounting advice, contain no personal recommendation, and do not take account of your circumstances, objectives or needs. Any projection in a spreadsheet is simple arithmetic on assumptions you enter — an illustration, not a forecast. Figures in sample files are illustrative for a composite household. Cross-border rules change frequently and vary by country and by individual facts. Always verify important decisions with a qualified professional licensed in the relevant jurisdiction. We sell no financial products. Licensed for personal use under our Digital Products Terms & Licence. Mega Commercial Enterprises Limited, registered in Ireland, company number 726999.